No, not without insurance with what I read it makes sense that you would want to have relationship with your T, trust them, and have talked about the past before you move on to DBT. Same thing with EMDR. The EAP T was doing EMDR with me a week after Dad's death and I was still in shock. I was a walking Zombie, and the EMDR brought up some past issues that maybe would have stayed at bay if I had not done EMDR at the wrong time. *sigh*