I started seeing T at a low-cost clinic, and when our time there was up, she said she would be willing to see me at her private clinic for a low cost.

I don't know what T's usual rate is, but when I started seeing her at her private clinic we discussed payment, and I said ideally I would pay 60 dollars a session. She accepted this, but I often wonder if it is a drain on her to have a low paying client.

On the other hand I think that maybe she has a certain number of clients on the lower end of the payscale, and I am just part of her managed average payments. That I might bring the average down a little, but she has an average payment across all her clients that she is happy with.

How do you rationalise underpaying T?