I disagree with your doctor. My experience is that my mental illness has limited the resources I have to deal with life events. Mostly because of low income. I have been on SSDI since 2000. My son has not had health insurance and my income exceeded the eligibility for CHIP by $200. It did not matter that his pdoc cost $95/visit and I had to pay cash for his meds that well exceeded $200/month. We are unable to afford routine dental cleaning and now my son needs to have oral surgery. My mom helps out as much as she can but my son and I still have limited options.

In June my house was affected by the WV flood disaster. FEMA gave me only $2000 which doesn't begin to cover the damage. I am looking more at $20,000 for repairs. I was told by the FEMA inspector to apply for a low interest SBA loan after I received my initial FEMA grant. I was denied that loan because my income is too low to repay the loan. So because we cannot afford to repair my damaged septic system and sewer is not available in our rural area we have been using five gallon buckets for our toilet needs and emptying it behind the barn where I put my horse's poop when he was alive.

When I was employed as a nurse I had a good income and had the ability to work overtime when I had a financial need. Being on disability has changed all that.

I get that all people go through life changes such as illness, grief from death and disease and unfortunate life circumstances. But I really think your doctor misunderstands how mental illness can affect the larger picture of coping with life events.