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Originally Posted by Strive4health
Honestly, with the current state of the economy and living expenses, if you are a young person with a life plan-- working, school, paying own bills, responsibilities, respecting your parents' rules, etc.-- I don't see why living at home with them until you are steady is a bad thing.
I know people who live on the east coast and I can say living there is a guarantee that young people cannot launch until age 30. Who has money to pay for a 1200K/month rent crappy apartment? Don't even get me started on what liability only car insurance is like. If you're able to get married before the age of 30 these days, live independently, and lead a relatively stable life, I say kudos to you and all of the naysayers can go f^ck themselves.
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I live on the east coast, and I'm just absurdly lucky I live in the cheapest city in the country. I often see rents around $500-1000 advertised around here, and my mom doesn't believe that $1200-2000 studio apartments exist outside of NYC. I'd love to leave the area but don't see how that's possible.
My mom wants me to go back to college; I feel too guilty about my 529 and doubt I'd graduate anyway.
Comments like those on the articles I posted love to perpetuate the fallacy of "workhardism". Just work hard and you'll be successful. Life is about working hard. You can't afford your rent and debt because you aren't willing to work hard. Bull. Hard work only matters if you're lucky. Otherwise, it's just running in place for no good reason other than to be considered moral by the past generation.
If my generation would just be as "hardworking" as the previous, they say, we'd have no problem leaving home totally financially independent at 18 and never coming back. I know I wasn't raised to leave home at 18 - my mom doesn't believe a child should learn life skills like financial management and housekeeping until they're
out of college. She ikewise believes that it's the parent's duty to at least contribute to college tuition, contrast so many parents who say "You're 18, you're an adult, you take 100% care of yourself. You want college, you pay for it yourself."
I have no idea who's right.
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Originally Posted by Fharraige
Gone are the days where you can get a decent job with a high school diploma. Now you need at least some college to get those jobs you used to do with a high school diploma. And college is too expensive.
My daughter is 19, works a part-time job and goes to school part-time. She lives at home. I would rather have a roof over her head and a place to study than to kick her out into the street and tell her she's on her own. Yeah, it's going to take her awhile to get her degree but at least she won't have student loan debt to pay off. She has depression and anxiety but she knows coping skills and uses them. Am I coddling her, maybe, but it's better than having her trafficked for sex like some girls her age.
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You sound like my mom. I tried to live on my own for a year and she says not a day went by that she didn't worry, and she's so proud that I came home with no addictions, tatoos, piercings, diseases, and was even still a virgin.