As someone who has been in a hospital as a patient and who works in a hospital as a therapist, I can assure you that no one is going to throw away the key on you.

I don't know what the laws are like in where you are but here in PA a patient has the right to sign a 72 hour notice as long as she/he was not involuntarily committed.

When I was in the hospital back in NY I left AMA (against medical advice)

So unless you are very dangerous or unstable or have living environment to return to, it would probably be very difficult for the hospital to throw away the key.

I completely understand your fears... I'm just trying to help you think rationally in the event that you feel you need to go to the hospital.

As unpleasant as the hospital may be it is also 24 hour support, a place to keep you safe. If you are feeling unsafe you should not hesistate to get the help you need-- no matter what anyone else says-- regardless of your husband or your finances-- this is your life. Is your therapist's concern valid? Do you share his concern?

The hospital is not to hurt you. It is to help you get the support and safety that you need.