Thank you for that link. I will look into it. It would be awesome to not have that extra money coming out of my benefits every month.

I looked into the alternate plans, but they all pretty much cost the same overall. I'm also really hesitant to switch my doctors (specifically my therapist). Most of the plans wouldn't pay for her... I switched to the regular medicare. I hope that will be better. I used to live in an area with more options, but it wasn't good for me in general... my current state is a hair better at helping low income residents, but it's still not great. They have a lot of restrictions as opposed to flat-out denial.