I looked up that pellet. Why use that when it's the same as regular HRT? And HRT is covered by insurance?

I agree with Rainbow. HRT has side effects. I ended up with high blood pressure, anxiety, and I bloated terribly. Doc thought I truly had high blood pressure, until I realized that the HRT coincided with my sudden rise in bp. As soon as I went off of HRT, my blood pressure dropped to low normal, the anxiety stopped, and the water weight came off.

But that's me. You may benefit, but go in knowing what the side effects will be so you can track your symptoms.