I was trapped financially in a bad marriage the last 13 years of the 33 years I was married to him.....I understand the financial issue & we couldn't sell the house because it was worth less than what we paid for it so I would have walked away from the marriage with absolutely nothing & no place to go & no money to even get into an apartment.
I get the problem you are dealing with.....but I was also available when the door opened to get out ASAP & I did & the freedom was an amazing feeling.....my depression & anxiety even got better & the trauma dealing with the home care person I went through caring for my mom the last few months of her life when she was dying of cancer even got better by leaving the whole location I lived in.....but I also had no family left at that point so I was free to leave my marriage that had been bad for so long.
I hope that a door opens for you to be able to escape. I know I would definitely be looking for one if I were you & ready to latch onto it if it does come along (I don't mean getting married to your BF to escape where you are either)......Honestly it sounds like you need some serious time to yourself to figure out who you really are without the who being tied to anyone else when you finally do get out of the situation you are in.
If your parents house is still worth more than what is owed on it, I think it would be a good idea for them to think about down sizing into something that fits their financial situation better. So often people want to hold onto what they have even when it makes absolutely no sense financially for emotional reasons, not logical ones. It's important for your parents to make wise decisions at this point in their life which will also ease the need for your support being given to them.
Yes, we can truly feel hate for the situation we are in & feel totally trapped in it without seeing a way out at the time being.....but we have to keep our eyes open & try to look for all the possible ways to cut back & to make whatever changes are possible (you & your parents) through logically analyzing the situation financially & logically to make wise decisions & to try to make even small changes now that will make big changes possible later on.
I am a little confused because in one post you say:
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And it won't happen for another 3 years because I'm studying
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Then you say:
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you're no longer able to get into school unless you've passed with a certain grade.
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I am assuming that you passed with a certain grade & are right now in school studying. Will the results at the end of the 3 years of your studying end up having a financial increase for you? Are you just biding your time for these 3 years until you will end up more financially stable on your own? 3 years may seem like forever but honestly they do pass quickly especially if you are focused on doing an outstanding job on your schooling so that you can come out in a much better financial situation. I understand it doesn't make the now that much more tolerable, but it does provide HOPE for the future so that you will be able to see a light at the end of the tunnel......would be a good time for your parents to aim at getting out of the house they are in & down sizing to decrease their burden they are causing you & you can set it up as an end point in your living with them. You can then focus on yourself & your needs & give them from what you have left over if they still need help after they have helped themselves......3 years of planning should be enough for everyone to get goals worked through.