Well, each year is 9000 pounds (student loan) so a total of 27000 (minus interest). I don't re-pay the loan if I don't earn above 25,000 a year and if I haven't repaid it in 25 years, the loan is waived away. Also, I can't take any maintenance grants, as I am not a UK citizen (but from Bulgaria).

As I am already 9000 in (passed my 1st year), I am wondering whether it is a good idea to continue. Even if I graduate, I will owe 27 000. But if I fail, I will still owe those money. And this is my worst and most feared thing - failing uni while still owing those money and re-paying them for the rest of my life without having graduated. Although I know that the loan doesn't affect savings (they don't take away from savings if you have any, but only a % of the monthly salary bill), I am still somehow scared of that loan and losing any savings.

And that doesn't include ALL the money that my father will have to send me abroad in the following months so I can continue my education.

Part-time work during uni is not an option as I travel by bus to uni and takes me 4 hours total every day so I barely found time for studying during 1st year (but still passed with 70).

So I am really under pressure + my mom passing away made me even more scared of the future...

P.S My degree is Marketing.