Well, I don't find myself talking to myself when I first fall asleep, instead over the past year I've found myself waking-up in the middle of talking or shouting. This has never happened this much ever before in my life. At first I wondered if it was depression/anxiety related. I know some horrible nightmares were. But since then the addition of a med has had time to work and the depression & anxiety are much less, yet I'm still experiencing these dreams. So I must still be experiencing whatever originating distress caused them to begin with. I know that's not of much help, but I commiserate. Hopefully someone else will know more about this than me.