I completely disagree. You can still learn to handle your money without having control over it.

Sit down with Mom and draw up a budget. It should include all items you must pay in addition to an agreed amount to put into savings. That would teach you how to manage your cash flow. At the end of the month (she should agree to this) you can take what is left - which should be a more reasonable amount) and use that as spending money. You might even learn to hold some of it back until the following month to get an item that costs a little bit more.

This will accomplish a number of things. First of all it will mean you don't find yourself in a financial bind instead ensuring you meet your responsibilities. It will in fact teach you a lesson in money management. It will teach you self-control and responsibility. Finally, after accomplishing these things you should feel a sense of confidence and feeling pleased with yourself.

Listen to your mother,