So I got my SSI approval letter yesterday. But I wasn't approved for ssdi. Because I hadn't worked full-time 5 out of the last 10 years I didn't qualify. So I only qualified for SSI. However I have to have less than $2000.00 in my band account to get back pay. Well I had over that, not by much, but some. So I don't get any back pay. I also won't get any SSI payments because I have over $2000.00 in my account so my attorney told me to go write a check for something big to get my account down to $2000.00. Then she said if I had more than $2000.00 in account in future I could set up a special needs trust with her in which she keeps my money and pays my bills out of it and I put everything in it except the $2000.00 so I continue to receive medicaid and SSI check. I have no health insurance so this is tempting. She charges $80.00 to write my utility bills. She says it takes thirty minutes-so $40.00 and $250.00 hour if she has to get involved in anything. If I want to go shopping she has to get me a card to Belks or Target. I wouldn't have much control over my money. But if I don't do this I won't get the $6-700.00 SSI that I qualified for and the Medicaid. I don't know what to do.