I can see how it would be helpful in the long run. I know you feel you will both be civil and put the kids first, you might just be surprised at how things actually go. Let's just say I've seen my share of divorced, and while in one case, the people did a fantastic job at making the divorce as painless as possible for the kids, this is not the usual. Especially when a mental health condition is present. Some kids adjust to divorce without any problems, but more often than not, they will deal some psychological repercussions they will need help getting through and healing from. A therapist could help you through this on so many levels and help you and your ex work as a team in helping your children.

Of course if you think your need for individual therapy is more urgent right now, and you can't afford both, it's completely understandable to end these sessions out of pure necessity. You need to take care of YOU first, or you won't be able to take care of anyone.