Thank you for the responses. So my insurance coverage ran out a couple of months ago, and now we are on a "pay whatever you can" until my insurance comes back in January. That being said, it's translated into me largely being at her mercy because I just don't have a lot of money to pay her out of pocket. She dictates the frequency of our sessions at the moment. Frankly, seeing me once every two weeks with this financial arrangement feels like a generous act on her part, considering how high her regular fee is. That's why I don't even feel like I can rightfully ask for any more time than I'm getting. I just feel so powerless. I brought up the transference issues and she responded in a very supportive way, but made it firmly clear that I was to value the one hour I do have with her every two weeks. I really do actively spend tons of time doing all of the coping work she's asked of me since I met her - to build my own resilience. I am working so hard to break free of dependent thoughts, but these last couple of weeks specifically is hurting a lot and just making me lose faith in the therapy process. I really dislike my financial position right now, but I'm a struggling student and can't help that. I probably should have thought about that before pursuing this in the first place. A big part of me is wishing I had never started to see a therapist. Now the therapy is causing significant pain on top of everything else I already had going on in my life.