Quote:
Originally Posted by scatterbrained04
I'm getting stressed out due to all the money I owe everyone between medical bills, credit cards that went to collections, and student loans. I feel pulled in so many directions. It's keeping me up at night. My anxiety is so bad right now I feel sick. I feel like I've been eating so poorly due to not having enough money to go around. Haven't paid to go out and have fun in years. Is anyone else in this boat?
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I'm an accountant so let me give you some advice. Talk to your creditors and work out a payment plan with them, even if it's $10 a month. Most of them just want regular payments from the debtor, not them hiding from them as it costs a lot to send a debt to collection--you lose around half the value of the debt when you sell it to a collection agency.