Quote:
Originally Posted by scatterbrained04
I'm getting stressed out due to all the money I owe everyone between medical bills, credit cards that went to collections, and student loans. I feel pulled in so many directions. It's keeping me up at night. My anxiety is so bad right now I feel sick. I feel like I've been eating so poorly due to not having enough money to go around. Haven't paid to go out and have fun in years. Is anyone else in this boat?
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That was one of the sources of my depression. One day I cried cause I kept on being negative every month and this is with a credit counseling plan. So with advice I got from someone here I decided to file for bankruptcy. Biggest relief off of my shoulder. I'm paying the lawyer every month till his fee is due and then he process starts but it was a big relief. And you aren't screwed forever. Open yourself a secured line of credit after your bankruptcy clears then start building your credit back up. Person who gave me advice was able to buy a home 3 years after the bankruptcy.