This is true. I'm not saying they can't make a good living, many do, especially if they are cash pay only. However, most Ts need to take insurance for a good part of their career if they want to keep a steady caseload- the average client can't afford $125 out of pocket per week for a therapist. Starting pay for a newly licensed T is about $40 an hour or $50,000 a year. Where I live, that's fine, but far from a lot of money. So if you're picking a career based on guaranteed earning potential, therapy isn't the one to choose.