This is a deep and complex question I'm not really qualified to answer. Maybe it's not so much expecting to be repaid as being surprised and maybe disappointed by people who ... ? I would like to think I would try to help or support those who have supported me... So I suppose people who do the exact opposite of that do sometimes get my hackles up a bit. And I too was wondering if I'm a "selfish" and "horrible" person. But I don't think either of us are.