Nowheretorun,

Thank you for your post...pretty much covers it all. The only people who actually went after us were the medical expenses....they did put leins on my house for the amount of the hospital bills, but most of those just wrote it off too. We just refused to pay most of the credit cards....walked away without even going into bankruptcy. They call & we ignore...they bill we ignore. I got great at not answering their calls & the ones I did pick up...usually hung up on them anyway & it got so it didn't even bother me any more.

Debbie