I must be talking to the wrong people then. I filled out the simulators, calculators, what ever they are, and all of them, said we didn`t qualify for anything?????? I do have income. I get 912 bucks a month from MetLife because it was in our UAW contract. Maybe the combination of that and what my wife makes, when they work 40 hours a week is too much?? It`s at the point, where I eat once a day and will skip days, just so I know my dogs have their food. They come before me, In my eyes. Being a diabetic, this is the worst thing I can do but I don`t care. My dogs are right here with me 24 hours a day and they are very, very important to me. And very, very spoiled. I can`t imagine living without them. They know when I am in bad pain and provide comfort. I know some people are probably thinking, it`s just a dog. They are my family.