I have insurance through my job, but my t doesn't accept insurance, so I pay out of pocket. I could submit receipts and be reimbursed a percentage of what I pay her if I ever meet my deductible, but said deductible is so high that even if I went once a week I wouldn't meet it. Besides we do some non-traditional stuff as part of my therapy (shamanic/energy work) which aren't covered anyway so I just do what I have to and pay out of pocket. Overtime at work whenever available and working my butt off in general to ensure I make bonus every quarter are a couple of the things I do to be able to afford it. It isn't easy but I feel like it's worth it.