My therapist also has a ridiculously high full fee but he offered me a generous compromise at start and we have been sticking with that. I've found that he is well worth the money but would not pay his full fee even if I was a billionaire... it's just too much for a therapy session IMO unless I approach it as some sort of charity act. I understand that you don't feel comfortable asking for a fee reduction again but it sounds like this is a new financial situation for you. If anytime, now is probably a good time to bring up the fee again... your recent financial change justifies it and you could not lose anything but would know the possibilities clearly.

Are you planning to replace the lost job/income? If so, maybe temporarily reducing the number of sessions could indeed bridge that period.