Money is such a tough topic, and the ways that Ts react seems to vary so much.

I just wanted to send you some good thoughts. Do you think it would be more helpful to broach the topic via email first, to let her know that you're nervous about talking about it? Would that generally give her a heads up to be more sensitive?

Good luck... I hope you can work something out with her. My last T was in the "ridiculously expensive" camp, and he knew it. We talked about it, and when he raised his prices, he allowed me to stay at the previous price b/c he know that it was a struggle for me (lots of budgeting to be able to afford him).

Good luck...