I don't liked discussing finances in general. I rarely discussed finances with my T. I wa son the verge of switching insurances ma figuring out my next game plan when things fell through with my T. I was actually deciding on what I was going to do based on my therapy sessions. At one point I thought that I couldn't afford it and I wasn't about to speak to her about that at all. I would've just asked her what one session was and paid her in cash and figure the rest out. My second choice was see what insurance I wanted next that would cover therapy decently. Once things fell through then things didn't matter anymore. I wasn't going to seek out another T. If I couldn't afford her knowing me I would either make up something to say that I could only see her every other week somehow being that she only works twice a week. However once a week for my issues was little to me and she had issues with emailing and text. Being that she was so disinterested I just needed up leaving. It's tough being in that predicament. You can try to cut a few sessions and ask her about texting. Perhaps you can negotiate something.