I can impulsive spend too. But after spending all my savings earlier I have put a ban on unnecessary spending. helps that I don't have a credit card. I can only spend what i have. Right now I am trying to save. Yet, in my mind I am already spending. Mostly I want to expand my record collection. So, when i am no longer IP I want to go to places that sell records. I need to keep an eye on it or I will spend $1000 on records which is a lot of my savings.