It's still a choice you can make it's very simple. You only make as much as you owe. If you want to work part time you can is it worth having this or that. I enjoy working if it its something that has meaning and a end result and if I don't get paid as much so be it. So many people judge us by the cloths we wear the cars we drive how many friends we have even what kind of cell phone/computer we have. If you have a family to raise your pretty much have too work full-time if your single you have a choice.