I carry the insurance for my husband and myself. I pay all my bills up to 3150.00 per person, after that the person is covered 100% in network. My meds go towards my deductible so I meet the $3150.00 fairly quickly. I am blessed that my insurance allows me to have ECT every 2 weeks for the past 3 yrs. It has allowed me to continue to work and lead a life without suicidal ideation or even acting on my suicidal thoughts.