I too live in canada.

My thoughts on the situation - yes, for some things you definitely have wait lists. BUT - if I had to pay for my care out of pocket, I would be lost right now because i simply wouldn't have the money to cover it. Insurance wise we have of course our provincial/federal coverage. Most insurance companies will not cover me because of extensive issues I have had before in the past. So all in all I have to say I am pretty thankful that things are they way they are here. Could be better, but sure could be worse too.