My deductible is $3000 but my monthly premium went from about $200/month to $300/month. My out of pocket costs for my t and pdoc will be astronomical because they are now considered out of network since my company switched insurance carriers. My meds aren't so bad as long as I use the generic brands. My issue will be what they do about those with pre-existing conditions. I know they claim they won't touch that, but I don't have any faith in the GOP.