We pay $200 a month premium. blue cross from state groups benefit
$4K deductible.
$80 a month meds
$120 for pdoc out of pocket not on insurance every 3 months.
I will be paying $300 or $400 not sure for a bone density scan...insurance won't pay for that.

We could have chosen A higher premium plan $450 a month and had co-payments for doctors visits and therapy visits with a $1,500 deductible but chose to go with the cheaper plan because we are healthy.

But I want to go back into therapy and it will cost me big bucks out of pocket for that.
bizi