From what I know LTD last for about 2 years. Would your work be ok with you taking the Short Term/Long Term and then returning?

Have you talked to HR about your dilema? SSDI is so hard to get approved for but if you are in the Ticket to Work Program you could have the option of reinstating your benefits easier but there is still a chance the SSDI reinstatement could be denied.

If your leaving work due to the original conditions for which you applied for SSDI and were approved the first time...than it is more likely that you would be approved again.

But, you possibly wouldn't have to go that far if you used LTD...and then were able to return to work.

You are going thru so much and I totally understand that you are not going to be able to focus at work with all that is going on...it seems you do not have any other choice but to go for the Long Term Disability and take it from there.

You also say that you could visit your Dad so I'm assuming that his move would not be THAT far? Maybe after he got settled into the assisted living your mind would become more at ease.

I'm sorry for your losses and I'm sorry for your Dad having to suffer the loss of his wife and now deal with a devastating diagnosis.

Someone already said it and I agree...stick with the time off....see where life takes you (if you can afford it).