I had the same challenge in that when it came to finding a "trauma" specialist they were way too expensive. I paid my last therapist out of my own pocket and he charged me on a curve because he could see I needed help badly. He was a good therapist but even though he was charging me on a curve I got so I could no longer afford to see him.
It's very hard to find a good trauma therapist and if you are on Medicare, you are correct, a lot of therapists don't take that kind of insurance. Also if a patient has been traumatized badly to the point where they are disassociating, therapists have a hard time with these patients, they don't know how to maintain a connection and keep these patients talking.
When it comes to trauma work, often it is better if a patient is "learning" first because after a while with some patience that can "slowly" help a patient to begin to find a way to articulate their own trauma.
When something takes place that completely overwhelms someone emotionally, that individual "avoids" because there is a lot of fear of being emotionally overwhelmed.
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