Don't pressure yourself and don't let outside pressure influence you either. There is nothing wrong with holding off and being a virgin, saving yourself....no matter the age. Sex is everywhere and not having sex seems deviant or abnormal in some way...well, it's not. I also think the reason your scared or uninterested is because you've never experienced it. Sex is a lot more then just intercourse, it's affectionate and intimate with a partner. That part seems more scarier to some people then the actual penetration. It was for me personally. I'd wait till you find the right person that you'd be comfortable having closeness with first. Make the first time a great and loving experience.