Zedsdead - I see you are Canadian.

Are you diagnosed with a mental health disorder? Are you unable to work because of it? If yes, then approach your provincial social services. Each province has a program (in Saskatchewan it is called SAID - Saskatchewan Assured Income for the Disabled) for which you may be entitled. Your psychiatrist just needs to show that your mental health is affecting your ability to work.

While this isn't a huge amount - I live frugally - it is enough to be independent. Being able to be just that - independent - will solve many of the issues you write about.