If I have the money, I try to make sure everything is paid in full but that has not been the case recently. We are always at least a month behind on everything but the house and then, it is always at least a week late. My wifes car payment was due the 13th and I forgot all about it, so we did not have enough money in the bank. We didn`t have it to begin with, since her hours at work since Christmas have been cut drastically. She will work 8 hours one week, 16 another, then 8, then maybe 24. You can`t survive like that. My big whopping disability payment from MetLife, is gone when it gets put in the bank at the first of the month. But, I always preferred to pay everything in full, when I was able. Now we are in a hole with no bottom.