So you gave them a loan, and took a necklace as collateral, and then gave the necklace back because mom was freaking out and throwing a temper tantrum, but made them sign a paper that they had not repaid the loan yet?

When they make payments do you give them a receipt?

I'm just trying to make sure I understand what has just happened correctly.

You didn't do anything wrong, if I understand correctly.

I rented an apartment from a friend a couple of years ago. And he wanted payment in cash because of a personal finance issue he was having. But even though we were friends, I always made him write me a receipt in case there was any issue some day between the two of us. (And there was, and thank goodness I had receipts. Guy turned into a psycho.)

This is exactly why you don't mix business and family or friends. But you had every right to make them sign a note. Just like they have every right to ask for a receipt when they make a payment (if they ever do). Just remember it's her disordered thinking with no boundaries that makes her that way. You are not doing anything wrong.

You keep getting sucked back into her drama. What happened to the plan to go no contact and just never talk to her again? No one could really blame you.

Seesaw