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Old Mar 10, 2017, 03:45 AM
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reb569 reb569 is offline
Poohbah
 
Member Since: Feb 2017
Location: Central New York
Posts: 1,229
I have been following the news a lot recently, probably too much because I think it adds to my depression and anxiety. I just read an article posted by Dr. John about this and I was glad to see his thoughts on this law:
https://psychcentral.com/blog/archiv...mental-health/

I am personally horrified by this plan. I am covered on company insurance (High Deductible Health Plan), but I fear for my daughter, who at 18, with a diagnosis of MDD, Bipolar 2 and Anxiety disorder, is currently unable to work. I can cover her on my insurance until she's 26, and am completely willing to do that, but what then? My hope is that as her treatment continues she will be able to get back to college, start working, or both, and by the time she is 26, will be working a job where she gets insurance. But what if that doesn't happen?

She has been in a deep depression for months now, probably never truly totally recovered from her first diagnosis in April of last year when she was hospitalized. She was hospitalized again for a month in October (Bipolar 2 diagnosis from this hospitalization). Her Pdoc is working hard to find the right combination of meds that works for her, but it has proven challenging. Her meds right now cost $355 a month. Pdoc and Therapist $400 to $500 a month. Bloodwork about $600 per month. Once I've paid out $3500 then insurance will pick up more of that with an out of pocket max of $7000. How can someone under 30, with a $2000 credit, purchase insurance that they would actually be able to use and pay their share of their expenses?

I really hope that this is blocked in the senate.
Hugs from:
shezbut, Victoria'smom
Thanks for this!
Rose76