I'm sorry you have to go through a private therapist. It's understandable though. I'm glad she likes her t. Hopefully they can make a good payment plan for you. My office private pay is $145 / month. I know that's a lot for me but maybe you can work a sliding scale / payment plan out. I thought they could petition insurance for more time. I know they can with Medicaid. I don't know about frequency but it's worth investigating.