For me... I take my "little money" and help individual people. and most of the time they do not know that it is me.. I find that if I bargain shop... that some family will have toys for Christmas... or the clothes they need...or the work outfits that a woman may need to return to the workforce... to help her family.. or because of divorce..
My money and commitment stays within my community.. and I value that... my state has so suffered... and so many are in need...

I used to give.. when I worked... well was forced to give by my company to United Way - 100 percent compliance was the expectation.. and you did not go against the company in this... not if you didn't want to be made very miserable...

So.. I enjoy.. being able to have a choice...