I was reading recently, in a conversation on fear of death, that there are really only 3 "beliefs" one can have:

Heaven/Hell hereafter (or a variation)
Reincarnation (or a variation)
Nothingness, we're "natural" matter and just "die"

The point of what I was reading is that none of these beliefs are particularly "scary" or bad; one is going to believe the one that makes one feel the best.

I personally believe in a Heaven/Hell hereafter, "onward and upward" scenario.