Does ANYONE ever feel that being a good, productive, mature, responsible human being is not all it's cracked up to be? I see people who have never given a damn about anything or anyone, who work sporadically, use people, etc, and they seem to be having a lot more fun than I am...... I find that maddening. Anyone else? This sentiment began Friday when my bank turned me down for a loan that I was going to take out to help a friend who both needs and deserves the help. I have excellent credit that FAR exceeds amount I was going to borrow, and NO DEBT except my house payment that is split three ways. I have never borrowed money before and have been with that bank for 8 years.