I don't see anything wrong with saying you avoid all that makes you panic. That sounds like it could be to your benefit. I think that it's good you have a pdoc who says you can't work. This will also help you. The fact that you don't have a therapist doesn't sound like a big deal to me. Especially bc you have a psychiatrist.

I was worried when I had my review too. I was honest though about my difficulties, and I was allowed to keep it. My review is every 3 years. The worst that could happen is you don't get it, and have to get a lawyer to dispute it. But I think you will be ok.