Quote:
Originally Posted by splitimage
I applied last month to a financial institution that issues secured cards to high risk clients. I got a 500 limit.
I'm going to use it strictly for my monthly grocery order, since I set the money aside to pay for that every month, so I'll be able to pay it off.
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I strongly suggest getting rid of that card and switching to a debit card. The idea of having the credit card for emergencies or "just in case" or whatever seems logical, but then it ends up getting used for impulse stuff anyway. That bank was willing to trust you only because it already has your money, so now learn to trust yourself by putting that same amount in a regular bank account with a debit card and only use it for groceries.