Hi Dyskresiac, welcome to PC! I hope you find your time here to be of benefit.

I'm afraid the only help I've seen for people with mental health issues is disability, but you say that you are making good money at the moment so you may not qualify for it if you're making too much. My dad has had to claim bankruptcy twice which forgave his loans, but you mentioned that is not something you are looking for. You might just have to pay your loans slowly over time, unfortunately. I hope others on the forum have other suggestions because I don't have anything useful to add.