What if you end up liking your new providers the same or better? That is a possibility too.

I don't say that to be glib, but was compelled to write because I recently got new providers and now I wish I hadn't put it off so long. And I would have said virtually the same as you did about your retiring provider about her! But I could no longer ignore financial facts (old provider not covered). I'd put it off for 2 1/2 years(!) out of fear of change.

I feared the same things as you. Just wanted to share a real life example of the positive alternative. (And believe me, I can worry and catastrophize with the best of 'em. To the level I'm dx'd with GAD as well. I don't "do" pie in the sky, happy-happy pollyanna bs. It's got to be real.)

And there was one med change. That was positive too. So you never know!