Your situation sounds very difficult - but your life is far from irreparable!! You're only 25 - that's so young! Seriously. You may have an uphill battle ahead of you, but you have time...and a support system...

Of course, this probably means absolutely nothing to you if you're feeling depressed, which you obviously are. Is it because you're bipolar or is it because of your situation (that you are in because of your illness)? Doesn't matter. No way to change your situation if you don't have the hope and motivation to do so. That has to be your first step - don't worry about the job and debt right now. The fact that your parents want to help you means that you have the chance to focus on getting better. Take advantage of that and be grateful and don't feel guilty.

You're not in too deep (Look at Kay Jamison or Marya Hornbacher... ). One step at a time.