I used to do it all myself. But that wasnt working cause I missed paying them on time most of the time. ( depression does that to me) Awhile back Muffy gave me a plan to use. But I stupidly let it slide . So about a month ago I think I talked to her again about how she worked on this. Its using a notebook. Then making columns One for Date recieved bill, Name of bill, when is bill due, when you paid bill, and how much. I have marked all of them down now in my notebook and have kept track of what is paid and what isnt AND when I can pay them. It even has a folder in them for the bills. So its all kept together! Totally cool. I've been so excited about this. And feel in control now . Hubby has easy access to this book. And that makes him happy too. We discuss which ones are getting paid now too. He cant spell well.. so I have to write out the checks. But I dont feel so overwhelmed wondering did I pay this .. which ones did I make a call to pay by debit card, which ones were by check.. etc.. One of the best things I've done is take Muffy's advice on this!! TY MUFFY!!!