We do have a budget... or I should say my wife has a budget. She takes care of all the finances and I hold my check long enough to make it to the bank to deposit it. She already pays all the bills and knows how much we have in the bank... she's a nazi when it comes to our money and what's getting paid and where it's getting spent.

However, I have several cc in my name and I'm not afraid to use them as they say. That's where the arguing begins, I've either already spent the money and letting her know after the fact or I give her a "heads up" that I'm buying x and again that's were the arguing is because she can't talk me out of this "amazing" purchase.

We've talked about an allowance before but it never seems to hold out longer then a pay check or two. She gets tired of giving me money or I "freely" give it to her to spend on bills because I know she needs it. But then I go and spend money again... I dunno what else to do.