Loaning her money is a very bad idea. You're wrong to offer it. She's wrong to take it.

Human, you are trying to buy affection. You are going to be bitterly disappointed.

She a woman old enough to have an adult daughter. She is willing to take money from a guy she is not in a committed, romantic relationship with? A lonely guy who is sweet on her? If she takes that money from you, then she is exploiting you. You are going to be hurt, and you will deserve to be. I'm sorry to say that, but what you're about to get into is very sick.