It's all an act. Nobody has their life together. They just pretend they do. I pretend every day. I just happen to be more stubborn than everyone around me that said I would never amount to anything. Use what you know and things just may turn on their head and go your way. You're clearly smarter than you give yourself credit for or you have one hell of a spelling and grammar check program. Supposed professionals with advanced college degrees don't write work related emails and letters as well as you write posts on psych central.
And, hey, I get it. I hate being poor too. I grew up that way and stayed that way for a while-I even ended up living out of my car for several months. But if you concoct a scheme to fix your situation, it can get better. Unfortunately there's no such thing as instant gratification when building the life you dream of from scratch.